Finance and formalisation as mechanisms for poverty reduction in Africa

Research Partners:

University of Oxford
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It is proposed to evaluate how access to micro-finance and processes of formalisation can impact on poverty by investigating two policies in Ghana and Tanzania. The first is the expansion of micro-credit services into randomly selected communities by several partner NGOs. The second is the implications of a process of formalising business structures currently underway in Tanzania. A three year panel of workers in the urban areas of both Ghana and Tanzania has already been created so a base line exists with which to compare the outcomes.

The project is designed to establish how far these policies of credit and formalisation at the level of the individual can impact on poverty either directly by raising consumption or indirectly by increasing the productivity of employment opportunities available to the poor. It is proposed to re-survey the individuals in this panel in both countries to show how these changes have impacted on their livelihoods.

Both interventions provide a unique opportunity to measure the causal impact of particular policies on poverty.

 

University of Oxford
Francis John Teal
Abigail Barr
Primary theme: 
Themes: 
Grant Reference: 
ES/F027524/1
RES-167-25-0371
Project Status: 
Closed
Grant Category: 
Research Grant
Lead Organisation Department: 
Economics
Fund Start Date: 
February 1st, 2008
Fund End Date: 
October 31st, 2009
Fund Currency Code: 
GBP
Fund Value: 
201530
access-to-credit
assets
business-registration
consumption
education-enrolment
enterprise
female-empowerment
fertility-rates
Finance
financial-flows
formal-and-informal-sectors
formal-credit-markets
health-outcomes
income
income-shocks
informal-employment
insurance
investment
labour-markets
loans
MFI
micro-credit-provision
micro-credits
microfinance
microfinance-programmes
poverty-reduction
processes-of-formalisation-on-poverty-reduction
profit
regulatory-reform
rural
secularization
self-employment
shocks
social-networks
urban
Welfare
Data type: 
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